The Pradhan Mantri Kisan Samman Nidhi (PM-KISAN) is a flagship scheme of the Government of India launched in December 2018. It aims to provide direct income support to farmers across the country to ensure their financial stability and boost agricultural productivity.
Under this scheme, eligible farmers receive ₹6,000 per year in three equal installments of ₹2,000, credited directly to their bank accounts via the Direct Benefit Transfer (DBT) system.
✅ Key Objectives of PM-KISAN
- To provide financial assistance to small and marginal farmers.
- To help farmers meet agricultural input costs and household expenses.
- To reduce farmers’ dependency on loans and moneylenders.
- To promote basic income security for rural households.
🌾 Features of the Scheme
- Annual Support: ₹6,000 per eligible farmer family.
- Installments: Paid in three equal installments of ₹2,000 every four months.
- 100% Centrally Funded: The entire cost is borne by the Government of India.
- Nationwide Coverage: All eligible farmers across India, irrespective of crop or state, are covered.
- Direct Transfer: Funds are sent directly to beneficiaries through DBT.
💰 Implementation & Funding
- Annual Budget: ₹75,000 crore allocated for the scheme.
- Administered By: Ministry of Agriculture & Farmers Welfare.
- Support from States: State governments assist in identifying and verifying eligible farmers.
- Technology-Driven: Managed through the National Informatics Centre (NIC) portal.
📝 Eligibility Criteria
To qualify, farmers must:
- Be Indian citizens.
- Own cultivable land (recorded in official land records).
- Be 18 years or older.
- Have a valid Aadhaar, bank account, and mobile number.
- Be registered in their own name in land records.
❌ Who is Not Eligible?
The following are excluded:
- Institutional landholders.
- Taxpayers who paid income tax in the previous year.
- Retired/salaried government employees.
- Professionals such as doctors, engineers, CAs, architects, etc.
- Elected representatives like MLAs, MPs, Panchayat heads, and former ministers.
🎁 Benefits of PM-KISAN
- Direct transfer of ₹2,000 every four months.
- Annual financial assistance of ₹6,000 to support agriculture and household needs.
- Helps reduce dependence on informal credit sources like moneylenders.
📄 Documents Required for Registration
- Aadhaar card
- Bank passbook with IFSC code
- Land ownership record (RTC, Chitta, or 7/12 extract)
- Mobile number
- PAN card (optional)
- Ration card (optional)
- Recent passport-size photo
🌐 Online Registration (Step-by-Step)
- Visit the official portal: pmkisan.gov.in
- Click on “New Farmer Registration”.
- Enter Aadhaar number and select your state.
- Fill in personal, land, and bank details.
- Upload necessary documents.
- Submit and note down the application number for tracking.
🏢 Offline Registration Options
- Common Service Centres (CSCs)
- Local Panchayat offices
- Taluk or Block Agriculture Offices
Submit your documents and fill out the registration form. Biometric authentication will be done at CSCs.
📱 PM-KISAN Mobile App Features
- Register for the scheme
- Check payment and beneficiary status
- Receive scheme updates
- Complete e-KYC
Available on Google Play Store.
🔒 e-KYC: Mandatory from 2022
Farmers must complete e-KYC to continue receiving installments.
Steps for e-KYC:
- Visit pmkisan.gov.in.
- Click on “e-KYC”.
- Enter Aadhaar and verify via OTP.
- If OTP fails, visit a CSC for biometric verification.
💳 Check Your Payment or Beneficiary Status
- Go to the PM-KISAN portal.
- Click “Beneficiary Status” or “FTO/Payment Status”.
- Enter Aadhaar, mobile number, or bank details.
- View installment and transaction details.
🛠 How to Correct or Update Information
- Visit the portal and click “Edit Aadhaar Failure Records” or “Updation of Self Registered Farmer”.
- Enter Aadhaar and correct your details (name, bank account, etc.).
- Submit the updated form online.
⚠️ Common Errors & Solutions
| Error | Solution |
|---|---|
| Aadhaar not linked | Link via CSC or your bank branch |
| Bank IFSC wrong | Correct details at CSC |
| Name mismatch | Update name in Aadhaar or land records |
| e-KYC pending | Complete OTP or biometric verification |
🗺 State-Wise Status (2025)
| State | Farmers Benefitted | e-KYC % | Funds Disbursed |
|---|---|---|---|
| Uttar Pradesh | 2.8 crore | 95% | ₹28,000 crore |
| Maharashtra | 1.2 crore | 90% | ₹12,000 crore |
| Karnataka | 60 lakh | 92% | ₹6,000 crore |
| Tamil Nadu | 70 lakh | 87% | ₹7,000 crore |
🔗 Linked Schemes for Farmers
- Kisan Credit Card (KCC): Easy access to credit at low interest.
- PMFBY: Crop insurance for risk mitigation.
- e-NAM: Digital agricultural market access.
- Soil Health Card: Information on soil quality for better productivity.
🆕 Latest Updates (2025)
- 17th Installment released in May 2025.
- e-KYC deadline extended to 30 June 2025.
- Women landowners to get priority in future payments.
- Integrated with JanSamarth Portal for enhanced awareness.
☎️ Helpline & Grievance Redressal
- PM-KISAN Helpline: 1800-115-526
- Alternate numbers: 155261, 011-24300606
- Email: pmkisan-ict@gov.in
- Visit District Agriculture Officer or Panchayat office for local assistance.
📌 Conclusion
The PM-KISAN Yojana is a transformative initiative designed to empower India’s farmers by ensuring financial security and sustainable agriculture. Farmers are encouraged to keep their Aadhaar, bank, and land records updated and complete e-KYC to avoid payment delays.
This scheme is a step toward building a resilient rural economy and helping India’s farmers thrive in the face of
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